“Enhance your coverage. Gain peace of mind.”
“Medicare Supplement Plans, also known as Medigap, are designed to help you cover the costs that Original Medicare (Parts A and B) does not fully cover, such as:”
🔹 Copayments
🔹 Coinsurance
🔹 Deductibles
🔹 Foreign travel emergency coverage (in some plans)
We help you understand and choose with total confidence.
Who is eligible for a Medigap plan?
✅ People who have Medicare Part A and Part B
✅ You must live in the state where the plan is offered
✅ The best time to enroll is within the 6 months after turning 65 and having Part B (no medical underwriting required)
Why choose Calumi Group for your Medigap?
✅ We explain every plan with patience and clarity
✅ We compare options in your area
✅ We help you choose what suits you best, with no pressure
✅ Everything in Spanish and English, with free guidance
✅ Your information is 100% secure
What do Medigap plans cover?
Each Medigap plan is assigned a letter (Plan A, B, G, N, etc.) and offers different levels of coverage, but all plans are standardized by the federal government.
Among the common benefits, you may find:
✔️ Coverage for the Part A deductible
✔️ 100% coinsurance for hospital stays
✔️ Medical visits outside the U.S. (in some plans)
✔️ Reduced or eliminated copayments
✔️ More freedom to choose doctors and hospitals
With Medigap, you cover more and worry less.
Why choose Calumi Group for your Medigap?
✅ We explain every plan with patience and clarity
✅ We compare options in your area
✅ We help you choose what works best for you, with no pressure
✅ Everything in Spanish, with free guidance
✅ Your information is 100% secure
