Are you new to Medicare?
We guide you with confidence and clarity
At Calumi Group, we understand that making decisions about Medicare can feel overwhelming. There are many options, the information can be confusing, and deadlines can be stressful. But you’re not alone. We’re here to help you understand your options with clarity, respect, and real support.
Whether you’re turning 65, have a disability, or are helping a family member, we offer honest and personalized guidance so you can make the best decision for your health needs and budget.
What can you expect from Calumi Group?
✅ Simple explanations with no pressure
✅ Plan comparisons in your area
✅ Free review of your current coverage
✅ Support throughout the enrollment process
✅ Spanish-language guidance, with patience and clarity
✅ No cost to you
You decide. We guide you.
Because your health and well-being deserve personalized attention.
Schedule your free consultation ✅
Click here to schedule your call, or message us on WhatsApp. We’re ready to assist you with the care, patience, and experience you deserve.
Frequently Asked Questions About Medicare
Contact us at calumigroup@gmail.com if you can’t find an answer to your question.
It is a federal health program for people aged 65 and older, individuals with certain disabilities, or those with end-stage renal disease.
You have a 7-month window: 3 months before your 65th birthday, the month of your birthday, and 3 months after. But don’t worry — we’ll help you figure it out.
Medicare Part A (hospital) and Part B (medical). You can also add Part D (prescription drugs) and consider Advantage plans (Part C), which combine additional services.
Original Medicare is managed by the federal government; Medicare Advantage plans are offered by private insurance companies approved by Medicare and include extra benefits such as dental, vision, transportation, or gym memberships.
Yes. There are specific periods each year when you can make changes. We will notify you and help you when that time comes.
